Help! Medical Insurance etc for Catalina Channel - for a non US resident.
I need travel insurance that will cover me for medical expenses etc in the unlikely event of a medical issue or accident during the Catalina swim I have booked for late August 2022.
I cannot find any policy that will cover me. I'm Australian. I've contacted so many insurers, including all the ones with "adventurous" policies that I could find. Those suggested in a previous thread posted here some years ago, are either defunct or don't cover channel swims now.
I'm not prepared to lose the family home, in the unlikely event of needing a bit of medical care in the USA.
I am prepared to pay a higher premium, or take on a crazy high excess (up to $10k) - because I could eventually recover from that, but I couldn't recover from a half a million dollar bill - and I think the chances I will ever have to pay an excess are pretty bloody small.
Do any recent internationals have suggestions?
Basically, I can find cover for swims up to 3 mile from shore, or 10km. But most exclude it by having clauses excluding anything that's a "race" (and by their definition, that includes this because you are timed) or more than 10km or more than 3 mile from shore.
Would very much appreciate some suggestions.